:: Portfolio Sales & Acquisition Services

Nationwide Title Clearing offers a unique all inclusive service tailored for portfolio sales and acquisitions for mortgage lenders, servicers and investors. These services are critical when you want to present the best package of loans for sale, or you want to verify that the loans you are purchasing meet your high standards.

Nationwide Title Clearing team is available to go on-location to where the files are stored to perform document imaging services to assist with the portfolio sale or acquisition. This service can be performed prior to finalizing the portfolio sale or acquisition according to the client's timeline. Onsite imaging enables clients to work around the confines of the document locations, while also preventing possible security problems, losses or accidental destruction of documents that shipping can cause.

Once the imaging is completed, Nationwide Title Clearing performs complete document indexing based on the client’s standards, identifies critical documents, cures deficiencies and prepares and records mortgage assignments from the information captured. Additionally, extensive reporting, web image hosting and access is available to support the portfolio sales and acquisition process.

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Portfolio Sales & Acquisition Services Include:

  • Services are performed to take existing images or loan files and make it easy for our clients to buy and/or sell pools of loans.
  • We can send in our onsite imaging team with imaging equipment to the file location site, or the client can have files or images sent to NTC’s site.
  • Clients send NTC pools of loans they are preparing to sell or to purchase with a deadline for completing the work.
  • NTC will receive the files or images and perform the file intake and inventory services.
  • If no images exist, the full file will be imaged and accurately indexed to reflect document identification.
  • If existing images are received and imported, NTC reviews and performs correction of indexes and re-indexing to new standards as appropriate.
  • Images are reviewed to identify any critical documents that are missing from the file.
  • Optional: Document retrieval and research to locate missing documents and cure file deficiencies.
  • Optional: Current owner searches, tax searches or lien position searches are performed.
  • Delivery of images is completed via secure transmissions.
  • Web image hosting and access is provided.
  • Original file/document delivery or secure vault storage.

Portfolio Acquisition Services Specific to FDIC Seizures

    For companies that are either about to or have recently acquired loans as a result of an FDIC seizure, we have a variety of full customized solutions to fit your specific circumstances.

    • NTC will go to the site of the seized company where the files are located.
    • We can send in our mobile imaging team with imaging equipment to the location where the files are stored, or the client can have files or images sent to NTC.
    • Review and image the loan files, returning them in their original condition.
    • At NTC’s main site, we index, identify critical documents, and verify the chain of title.
    • Send reports and data back to the client concerning the actual condition of the files and loans.
    • Services are performed on a schedule that leaves enough time for the client to go back to the FDIC if there are problems.
    • Optional: Assignment services can be performed if they are needed to transfer loans to the new mortgage servicer.
    • Optional: Document retrieval services are available to cure any deficiencies in the file of missing critical documents, such as missing recorded mortgages, title policies, assignments, and other documents.
    • Optional: Current owner, tax or lien position searches are performed.

Benefits of Portfolio Sales & Acquisition Services:

  • Expertise in mortgage industry documents, imaging, indexing, and we have developed a custom built proprietary indexing software.
  • Attain a low variable per order cost, not a high-fixed cost.
  • Trained employees are in place to accommodate any volume fluctuations.
  • NTC takes the client’s assortment of imaging and indexing variations and creates a single indexing standard for all loans in a pool, including clearly identified critical documents that comply with investor guidelines.
  • High-volume capacity and infrastructure.
  • NTC’s sophisticated understanding of the process, mortgage documents as well as the skill and resources to create a customized process for our clients that meet their requirements and circumstances.